Tax Senior Specialist (US operations)

ABOUT US

• Nu is one of the largest digital financial platforms in the world, with more
• than 127 million customers across Brazil, Mexico, and Colombia. Guided by our
• mission to fight complexity and empower people, we are redefining financial
• services in Latin America and this is still just the beginning of the purple
• future we're building.

• Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary
• technology, data intelligence, and an efficient operating model to deliver
• financial products that are simple, accessible, and human.

• Our impact has been recognized by global rankings such as Time 100 Companies,
• Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit
• our institutional page https://international.nubank.com.br/careers/
• [https://international.nubank.com.br/careers/]

ABOUT THE ROLE

• Nubank is not just entering the US market — we are already here. For some years
• already we have a fully operational US C-corporation, with tax filing
• obligations across 13+ states, a growing engineering and technology workforce
• hub and a banking license on the horizon. We are on the threshold of becoming a
• bank in the United States, and you will be at the center of it all.

• This role is for a builder — someone who doesn't just execute processes but
• creates them. You will be the first internal Tax professional embedded in the
• US, responsible for internalizing a function that is currently managed entirely
• through external advisors. You will design the governance framework, establish
• the controls, and define what US tax looks like at Nubank for years to come.

• You will work directly with global leadership and a world-class external
• advisory team, with the full weight of a NYSE-listed company behind you and the
• agility of a startup in front of you. Few roles offer the rare combination of
• technical depth, structural authority, and the chance to genuinely leave your
• mark on a company at a defining moment in its trajectory.

• If you are a seasoned US tax professional who wants to build, not just maintain
• — this is your role.

• YOU'LL BE RESPONSIBLE FOR

• Your day-to-day will be defined by the dynamism of a complex, fast-growing
• financial operation. As the first US Tax hire, your main challenges and

activities will include

• Building the Internal US Tax Function: Transitioning from a fully outsourced

model to an internally governed function — establishing processes, controls,

governance standards, and documentation frameworks for federal and state tax

compliance from the ground up.

• Full Compliance Cycle: Leading the calculation, accounting, and technical

review of federal and state direct taxes (corporate income tax, including

federal estimated payments and state apportionment), and supporting the

management of indirect taxes (sales & use tax, excise tax, and other

transaction-based levies across multiple jurisdictions).

• Tax Filing and Payment Management: Owning the end-to-end calendar of tax

filing deadlines and payment obligations across all federal, state, and local

jurisdictions — including the timely review of estimated tax payments (Form

1120-W), coordination and submission of extension requests, and final

returns. Maintaining a centralized compliance calendar to proactively manage

due dates, avoid penalties, and ensure accurate payment amounts are

reconciled against the general ledger.

• High-Precision Financial Reporting: Preparing and reviewing footnote

disclosures for Effective Tax Rate (ETR) reconciliation under ASC 740, and

managing the movement and projection of deferred tax assets and liabilities,

including valuation allowance assessments.

• Mastery of Ancillary Obligations: Guaranteeing the flawless delivery of

complex filings such as the federal consolidated return (Form 1120), state

and local income tax returns, information returns (Forms 5471, 8858, 8865),

and FBAR/FATCA filings, ensuring that all reported data faithfully reflects

the underlying accounting reality.

• Stakeholder and Audit Management: Acting as the focal point for federal and

state tax examinations and audits (internal and external), defending the

company's tax positions before the IRS and state revenue authorities, and

maintaining the SOX (Sarbanes-Oxley Act) control environment.

• Transfer Pricing Coordination: Managing Transfer Pricing workflows in

partnership with external advisors, ensuring that intercompany operations

comply with OECD guidelines and US Treasury regulations (IRC §482), including

the preparation and maintenance of contemporaneous documentation.

• Banking Readiness: As Nubank progresses toward its US banking license, you

will play a direct role in building the tax infrastructure required for a

regulated financial institution — including bank-specific tax considerations,

information reporting obligations, and the ICFR framework appropriate for a

NYSE-listed bank.

WE ARE LOOKING FOR A PERSON WHO HAS

To succeed in this role, we are looking for more than just technical knowledge;

we need solid experience and a proven track record in high-rigor environments:

• Experience in Effective Tax Rate Reconciliation: You have directly managed

the bridge between book and taxable income under ASC 740, knowing how to

explain rate variances, assess uncertain tax positions (ASC 740-10 / FIN 48),

and project deferred tax assets and liabilities for SEC-reporting or audited

companies.

• Experience with Financial Institution Tax Compliance: Specific experience

preparing and reviewing tax filings in a regulated financial services

environment, including familiarity with bank-specific tax considerations

(e.g., bad debt reserves, OID, original issue discount instruments) and

information reporting obligations (Forms 1099, 1042, and FATCA/CRS).

• Background in Internal Controls (SOX): Practical experience designing,

executing, and reviewing tax-related internal controls under a SOX framework,

ensuring the end-to-end tax process is auditable, well-documented, and free

of material weaknesses or significant deficiencies.

• Tax Project Management Capability: Experience coordinating transfer pricing

studies, preparing or reviewing IRC §482 contemporaneous documentation, and

interfacing with external law firms and Big Four advisors for strategic and

time-sensitive deliveries.

• Education and Tools: A solid degree in Accounting, Finance, Law, or a related

field — CPA licensure strongly preferred. Hands-on proficiency with tax

compliance and provision software (e.g., Corptax, OneSource, or Bloomberg

Tax) and the ability to leverage ERP systems (SAP, Oracle) and data tools to

extract, reconcile, and analyze large volumes of tax-sensitive data.

Skills that will make you successful

• Analytical Mindset: Ability to identify P&L discrepancies and propose

root-cause remediations — including leveraging AI-assisted data analysis

tools to surface anomalies, run scenario models, and accelerate variance

explanations at scale.

• Resilience and Execution Under Pressure: Proven ability to handle tight

monthly closing schedules and simultaneous audits, using workflow automation

and AI-powered task prioritization to manage competing deadlines without

compromising accuracy.

• Clear and Influential Communication: Ability to translate complex tax themes

for business and finance stakeholders — and to critically evaluate and refine

AI-generated summaries, memos, and presentations before they reach senior

audiences.

Optional (Nice-to-Have) Skills

• Prior experience in the banking or payments industry.
• Experience with the implementation of tax automation tools, including

AI-powered compliance platforms or machine learning-based transaction

classification systems.

• Familiarity with using large language models (e.g., Claude, ChatGPT) or AI

coding assistants to streamline tax research, draft technical memos, or

automate repetitive data preparation workflows.

Location for this opportunity (City, Country)

• Miami, United States

OUR BENEFITS

• Opportunity of earning equity at Nu
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• NuCare - Our mental health and wellness assistance program
• 401K
• Saving Plans - Health Saving Account and Flexible Spending Account
• Work-from-home Allowance
• Relocation Assistance Package, if applicable.

WORK MODEL FOR THIS ROLE

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least

twice a week, on strategic days designed to maximize team connection and

collaboration. For more details, visit

https://building.nubank.com/nu-hybrid-work-model/

[https://building.nubank.com/nu-hybrid-work-model/]

Explore how we build technology at Nubank

• 🔗 https://building.nubank.com.br/building.nubank.com.br
• [http://building.nubank.com.br] ↗

• 🎥 https://www.youtube.com/@building.nubankyoutube.com/@building.nubank
• [http://youtube.com/@building.nubank] ↗

• 🎧 Listen to our stories on Spotify
• [https://open.spotify.com/show/4hAJnAkYKXl42hLXa4LmVQ] ↗